Head-To-Head Survey: HealthEquity (NASDAQ:HQY) and Chykingyoung Investment Development (OTCMKTS:CHYI)

Chykingyoung Investment Development (OTCMKTS:CHYI) and HealthEquity (NASDAQ:HQY) are both computer and technology companies, but which is the better investment? We will compare the two businesses based on the strength of their analyst recommendations, institutional ownership, profitability, risk, dividends, valuation and earnings.

Profitability

This table compares Chykingyoung Investment Development and HealthEquity’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Chykingyoung Investment Development	N/A	N/A	N/A
HealthEquity	9.61%	9.01%	5.73%

Valuation & Earnings

This table compares Chykingyoung Investment Development and HealthEquity”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Chykingyoung Investment Development	N/A	N/A	N/A	N/A	N/A
HealthEquity	$1.10 billion	6.26	$55.71 million	$0.92	85.98

HealthEquity has higher revenue and earnings than Chykingyoung Investment Development.

Analyst Ratings

This is a summary of recent ratings and recommmendations for Chykingyoung Investment Development and HealthEquity, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Chykingyoung Investment Development	0	0	0	0	N/A
HealthEquity	0	0	12	0	3.00

HealthEquity has a consensus target price of $103.83, indicating a potential upside of 31.27%. Given HealthEquity’s higher probable upside, analysts plainly believe HealthEquity is more favorable than Chykingyoung Investment Development.

Institutional & Insider Ownership

99.6% of HealthEquity shares are owned by institutional investors. 34.5% of Chykingyoung Investment Development shares are owned by insiders. Comparatively, 2.2% of HealthEquity shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Volatility and Risk

Chykingyoung Investment Development has a beta of 0.51, indicating that its share price is 49% less volatile than the S&P 500. Comparatively, HealthEquity has a beta of 0.52, indicating that its share price is 48% less volatile than the S&P 500.

Summary

HealthEquity beats Chykingyoung Investment Development on 8 of the 9 factors compared between the two stocks.

About Chykingyoung Investment Development

Chykingyoung Investment Development Holdings Inc., through its subsidiary, OneWorld Hotel Destination Service Inc., provides Internet hotel booking services. The company offers a proprietary online hotel booking program for connecting users with available rooms in hotels worldwide. It primarily serves travel agents in Vancouver, Toronto, Calgary, and Montreal, Canada. The company was founded in 2006 and is based in Vancouver, Canada.

About HealthEquity

HealthEquity, Inc. provides technology-enabled services platforms to consumers and employers in the United States. The company offers cloud-based platforms for individuals to make health saving and spending decisions, pay healthcare bills, receive personalized benefit information, earn wellness incentives, grow their savings, and make investment choices; and health savings accounts. It also provides investment platform; and online-only automated investment advisory services through Advisor, a Web-based tool. In addition, the company offers flexible spending accounts; health reimbursement arrangements; and Consolidated Omnibus Budget Reconciliation Act continuation services, as well as administers pre-tax commuter benefit programs. It serves clients through a direct sales force; benefits brokers and advisors; and a network of health plans, benefits administrators, benefits brokers and consultants, and retirement plan record-keepers. HealthEquity, Inc. was incorporated in 2002 and is based in Draper, Utah.