Zacks Research Expects Lower Earnings for Ally Financial

Ally Financial Inc. (NYSE:ALLY) – Stock analysts at Zacks Research dropped their Q2 2025 EPS estimates for shares of Ally Financial in a note issued to investors on Tuesday, December 31st. Zacks Research analyst R. Department now anticipates that the financial services provider will post earnings per share of $0.89 for the quarter, down from their prior estimate of $0.90. The consensus estimate for Ally Financial’s current full-year earnings is $3.00 per share. Zacks Research also issued estimates for Ally Financial’s Q2 2026 earnings at $1.20 EPS.

Ally Financial (NYSE:ALLY) last released its quarterly earnings results on Friday, October 18th. The financial services provider reported $0.95 earnings per share for the quarter, beating analysts’ consensus estimates of $0.57 by $0.38. Ally Financial had a net margin of 10.84% and a return on equity of 8.39%. The business had revenue of $2.10 billion for the quarter, compared to the consensus estimate of $2.03 billion. During the same quarter last year, the firm earned $0.83 EPS. Ally Financial’s revenue for the quarter was up 6.9% on a year-over-year basis.

ALLY has been the topic of a number of other reports. Wolfe Research lowered shares of Ally Financial from an “outperform” rating to a “peer perform” rating in a research note on Thursday, December 5th. Wells Fargo & Company lowered their target price on shares of Ally Financial from $37.00 to $32.00 and set an “underweight” rating on the stock in a research note on Thursday, September 26th. Barclays lowered their target price on shares of Ally Financial from $44.00 to $36.00 and set an “equal weight” rating on the stock in a research note on Thursday, September 12th. TD Cowen lowered their target price on shares of Ally Financial from $45.00 to $37.00 and set a “hold” rating on the stock in a research note on Monday, September 23rd. Finally, Evercore ISI lowered their target price on shares of Ally Financial from $47.00 to $38.00 and set an “in-line” rating on the stock in a research note on Monday, October 7th. One research analyst has rated the stock with a sell rating, nine have assigned a hold rating and eight have assigned a buy rating to the company. According to data from MarketBeat, the company has a consensus rating of “Hold” and a consensus price target of $42.14.

Ally Financial Stock Performance

NYSE:ALLY opened at $35.85 on Friday. Ally Financial has a 1 year low of $31.77 and a 1 year high of $45.46. The firm’s fifty day simple moving average is $36.84 and its 200 day simple moving average is $38.26. The company has a current ratio of 0.92, a quick ratio of 0.92 and a debt-to-equity ratio of 1.36. The firm has a market capitalization of $10.92 billion, a PE ratio of 14.34, a PEG ratio of 0.46 and a beta of 1.42.

Institutional Trading of Ally Financial

Institutional investors and hedge funds have recently added to or reduced their stakes in the business. Allspring Global Investments Holdings LLC increased its stake in Ally Financial by 510.7% in the second quarter. Allspring Global Investments Holdings LLC now owns 629 shares of the financial services provider’s stock valued at $25,000 after acquiring an additional 526 shares during the period. Venturi Wealth Management LLC increased its stake in Ally Financial by 153.9% in the third quarter. Venturi Wealth Management LLC now owns 952 shares of the financial services provider’s stock valued at $34,000 after acquiring an additional 577 shares during the period. Ashton Thomas Private Wealth LLC bought a new stake in Ally Financial in the second quarter valued at about $41,000. Allworth Financial LP increased its stake in Ally Financial by 41.9% in the third quarter. Allworth Financial LP now owns 1,426 shares of the financial services provider’s stock valued at $51,000 after acquiring an additional 421 shares during the period. Finally, Quarry LP increased its stake in Ally Financial by 311.4% in the second quarter. Quarry LP now owns 1,510 shares of the financial services provider’s stock valued at $60,000 after acquiring an additional 1,143 shares during the period. Institutional investors own 88.76% of the company’s stock.

Ally Financial Announces Dividend

The firm also recently announced a quarterly dividend, which was paid on Friday, November 15th. Investors of record on Friday, November 1st were paid a $0.30 dividend. The ex-dividend date of this dividend was Friday, November 1st. This represents a $1.20 dividend on an annualized basis and a yield of 3.35%. Ally Financial’s payout ratio is currently 48.00%.

Ally Financial Company Profile

Ally Financial Inc, a digital financial-services company, provides various digital financial products and services in the United States, Canada, and Bermuda. The company operates through Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations segments.