What is Zacks Research’s Forecast for DFS Q2 Earnings?

Discover Financial Services (NYSE:DFS) – Research analysts at Zacks Research cut their Q2 2025 earnings per share (EPS) estimates for Discover Financial Services in a report released on Thursday, January 16th. Zacks Research analyst D. Chatterjee now expects that the financial services provider will post earnings of $2.99 per share for the quarter, down from their prior estimate of $3.22. The consensus estimate for Discover Financial Services’ current full-year earnings is $14.18 per share. Zacks Research also issued estimates for Discover Financial Services’ Q3 2025 earnings at $3.12 EPS, Q4 2025 earnings at $2.63 EPS, Q2 2026 earnings at $3.20 EPS, Q3 2026 earnings at $4.21 EPS, Q4 2026 earnings at $4.31 EPS and FY2026 earnings at $14.28 EPS.

Other analysts also recently issued reports about the company. StockNews.com upgraded Discover Financial Services from a “hold” rating to a “buy” rating in a research report on Thursday, January 16th. Royal Bank of Canada boosted their price target on Discover Financial Services from $148.00 to $161.00 and gave the stock a “sector perform” rating in a report on Friday, October 18th. Evercore ISI boosted their price target on Discover Financial Services from $156.00 to $163.00 and gave the stock an “in-line” rating in a report on Wednesday, October 30th. Keefe, Bruyette & Woods boosted their price target on Discover Financial Services from $170.00 to $232.00 and gave the stock an “outperform” rating in a report on Monday, December 9th. Finally, Wells Fargo & Company boosted their price target on Discover Financial Services from $160.00 to $185.00 and gave the stock an “equal weight” rating in a report on Friday, January 3rd. Nine analysts have rated the stock with a hold rating and nine have given a buy rating to the company. According to MarketBeat.com, the company currently has a consensus rating of “Moderate Buy” and a consensus target price of $171.71.

Discover Financial Services Stock Up 1.2 %

DFS opened at $189.49 on Monday. The business’s fifty day moving average is $177.06 and its two-hundred day moving average is $152.94. The company has a debt-to-equity ratio of 1.09, a quick ratio of 1.03 and a current ratio of 1.10. The company has a market cap of $47.62 billion, a price-to-earnings ratio of 15.29, a PEG ratio of 1.09 and a beta of 1.46. Discover Financial Services has a one year low of $97.69 and a one year high of $190.13.

Institutional Trading of Discover Financial Services

A number of institutional investors and hedge funds have recently made changes to their positions in the stock. Intech Investment Management LLC increased its position in Discover Financial Services by 189.2% in the 2nd quarter. Intech Investment Management LLC now owns 38,373 shares of the financial services provider’s stock valued at $5,020,000 after acquiring an additional 25,103 shares during the period. Brighton Jones LLC increased its position in Discover Financial Services by 3.9% in the 2nd quarter. Brighton Jones LLC now owns 4,357 shares of the financial services provider’s stock valued at $570,000 after acquiring an additional 162 shares during the period. Benjamin F. Edwards & Company Inc. increased its position in Discover Financial Services by 12.4% in the 2nd quarter. Benjamin F. Edwards & Company Inc. now owns 7,397 shares of the financial services provider’s stock valued at $968,000 after acquiring an additional 818 shares during the period. Benjamin Edwards Inc. increased its position in Discover Financial Services by 6.1% in the 2nd quarter. Benjamin Edwards Inc. now owns 1,813 shares of the financial services provider’s stock valued at $237,000 after acquiring an additional 105 shares during the period. Finally, Canada Pension Plan Investment Board increased its position in Discover Financial Services by 22.5% in the 2nd quarter. Canada Pension Plan Investment Board now owns 298,440 shares of the financial services provider’s stock valued at $39,039,000 after acquiring an additional 54,820 shares during the period. 86.94% of the stock is currently owned by institutional investors and hedge funds.

Discover Financial Services Company Profile

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts.