nCino (NASDAQ:NCNO) Updates FY 2025 Earnings Guidance

nCino (NASDAQ:NCNO) issued an update on its FY 2025 earnings guidance on Monday morning. The company provided earnings per share guidance of 0.720-0.730 for the period, compared to the consensus earnings per share estimate of 0.720. The company issued revenue guidance of $539.0 million-$541.0 million, compared to the consensus revenue estimate of $540.2 million. nCino also updated its Q4 2025 guidance to 0.180-0.190 EPS.

nCino Stock Performance

Shares of NCNO stock opened at $34.01 on Monday. nCino has a twelve month low of $28.09 and a twelve month high of $43.20. The company has a debt-to-equity ratio of 0.20, a quick ratio of 1.95 and a current ratio of 1.95. The stock’s fifty day simple moving average is $35.58 and its 200 day simple moving average is $34.55.

Analyst Ratings Changes

NCNO has been the topic of several recent research reports. William Blair reaffirmed an “outperform” rating on shares of nCino in a report on Thursday, December 5th. Macquarie lifted their target price on nCino from $40.00 to $43.00 and gave the stock an “outperform” rating in a report on Friday, December 6th. Barclays raised nCino from an “equal weight” rating to an “overweight” rating and set a $44.00 target price on the stock in a report on Monday, January 6th. Stephens lifted their target price on nCino from $35.00 to $38.00 and gave the stock an “equal weight” rating in a report on Thursday, December 5th. Finally, Morgan Stanley cut their target price on nCino from $41.00 to $39.00 and set an “equal weight” rating on the stock in a report on Friday, December 6th. Four analysts have rated the stock with a hold rating and eleven have assigned a buy rating to the stock. According to data from MarketBeat, the stock has a consensus rating of “Moderate Buy” and an average price target of $42.50.

Insider Buying and Selling

In related news, Director Jeff Horing sold 54,876 shares of the company’s stock in a transaction that occurred on Monday, January 6th. The stock was sold at an average price of $35.00, for a total transaction of $1,920,660.00. Following the transaction, the director now directly owns 4,458,591 shares of the company’s stock, valued at approximately $156,050,685. This represents a 1.22 % decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through the SEC website. In the last three months, insiders have sold 6,238,084 shares of company stock valued at $224,795,630. 28.40% of the stock is owned by company insiders.

About nCino

nCino, Inc, a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System connects financial institution employees, clients and third parties on a single cloud-based platform which include client onboarding, deposit account opening, loan origination, end-to-end mortgage suite, and powerful ecosystem.