Zacks Research Forecasts Reduced Earnings for Ally Financial

Ally Financial Inc. (NYSE:ALLY) – Equities research analysts at Zacks Research dropped their FY2025 EPS estimates for Ally Financial in a report issued on Monday, February 17th. Zacks Research analyst R. Department now expects that the financial services provider will earn $3.29 per share for the year, down from their prior forecast of $3.95. The consensus estimate for Ally Financial’s current full-year earnings is $3.64 per share. Zacks Research also issued estimates for Ally Financial’s Q4 2025 earnings at $1.00 EPS and Q1 2026 earnings at $1.10 EPS.

Ally Financial (NYSE:ALLY) last issued its quarterly earnings data on Wednesday, January 22nd. The financial services provider reported $0.78 EPS for the quarter, beating the consensus estimate of $0.57 by $0.21. Ally Financial had a return on equity of 9.31% and a net margin of 11.29%. The firm had revenue of $2.09 billion during the quarter, compared to analyst estimates of $2.02 billion. During the same quarter in the prior year, the business posted $0.45 EPS. The business’s revenue for the quarter was up 3.6% compared to the same quarter last year.

Several other equities analysts also recently issued reports on the stock. Truist Financial upped their price objective on shares of Ally Financial from $42.00 to $47.00 and gave the company a “buy” rating in a report on Tuesday, January 28th. StockNews.com lowered shares of Ally Financial from a “buy” rating to a “hold” rating in a research note on Thursday, January 23rd. Jefferies Financial Group lifted their price objective on shares of Ally Financial from $35.00 to $40.00 and gave the stock a “hold” rating in a research note on Thursday, January 23rd. Citigroup upped their target price on Ally Financial from $50.00 to $55.00 and gave the company a “buy” rating in a research report on Friday, November 15th. Finally, Keefe, Bruyette & Woods lifted their price target on Ally Financial from $44.00 to $56.00 and gave the stock an “outperform” rating in a research report on Monday, December 9th. One equities research analyst has rated the stock with a sell rating, ten have given a hold rating and nine have given a buy rating to the company’s stock. According to MarketBeat.com, the stock has a consensus rating of “Hold” and a consensus price target of $43.76.

Ally Financial Trading Down 0.2 %

Ally Financial stock opened at $39.16 on Thursday. The company has a debt-to-equity ratio of 1.51, a quick ratio of 0.93 and a current ratio of 0.93. The stock has a market cap of $11.93 billion, a PE ratio of 15.06, a price-to-earnings-growth ratio of 0.33 and a beta of 1.45. The stock has a 50-day moving average of $37.12 and a two-hundred day moving average of $37.34. Ally Financial has a one year low of $31.95 and a one year high of $45.46.

Hedge Funds Weigh In On Ally Financial

A number of large investors have recently added to or reduced their stakes in the stock. Toronto Dominion Bank increased its stake in Ally Financial by 3.8% during the 4th quarter. Toronto Dominion Bank now owns 35,804 shares of the financial services provider’s stock worth $1,289,000 after buying an additional 1,309 shares in the last quarter. Principal Street Partners LLC boosted its stake in shares of Ally Financial by 2.1% in the fourth quarter. Principal Street Partners LLC now owns 135,701 shares of the financial services provider’s stock worth $4,887,000 after acquiring an additional 2,850 shares during the last quarter. Waverly Advisors LLC increased its position in shares of Ally Financial by 4.7% during the fourth quarter. Waverly Advisors LLC now owns 19,176 shares of the financial services provider’s stock worth $691,000 after purchasing an additional 861 shares in the last quarter. Two Sigma Advisers LP raised its stake in Ally Financial by 234.7% in the 4th quarter. Two Sigma Advisers LP now owns 153,300 shares of the financial services provider’s stock valued at $5,520,000 after purchasing an additional 107,500 shares during the last quarter. Finally, Tidal Investments LLC lifted its holdings in Ally Financial by 1.1% in the 4th quarter. Tidal Investments LLC now owns 26,279 shares of the financial services provider’s stock valued at $946,000 after purchasing an additional 280 shares in the last quarter. 88.76% of the stock is currently owned by institutional investors and hedge funds.

Insider Activity at Ally Financial

In other Ally Financial news, CEO Michael George Rhodes bought 25,634 shares of Ally Financial stock in a transaction dated Monday, January 27th. The stock was acquired at an average cost of $39.09 per share, with a total value of $1,002,033.06. Following the purchase, the chief executive officer now directly owns 25,634 shares in the company, valued at $1,002,033.06. This represents a ∞ increase in their position. The acquisition was disclosed in a filing with the SEC, which is available through the SEC website. Also, CFO Russell E. Hutchinson bought 19,100 shares of the firm’s stock in a transaction dated Friday, January 24th. The shares were acquired at an average price of $39.45 per share, for a total transaction of $753,495.00. Following the transaction, the chief financial officer now directly owns 202,845 shares in the company, valued at approximately $8,002,235.25. This represents a 10.39 % increase in their ownership of the stock. The disclosure for this purchase can be found here. 0.67% of the stock is owned by company insiders.

Ally Financial Dividend Announcement

The company also recently announced a quarterly dividend, which was paid on Friday, February 14th. Investors of record on Friday, January 31st were paid a $0.30 dividend. This represents a $1.20 annualized dividend and a dividend yield of 3.06%. The ex-dividend date was Friday, January 31st. Ally Financial’s dividend payout ratio is currently 46.15%.

Ally Financial Company Profile

Ally Financial Inc, a digital financial-services company, provides various digital financial products and services in the United States, Canada, and Bermuda. The company operates through Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations segments.