Financial Survey: MDB Capital (NASDAQ:MDBH) versus Jiayin Group (NASDAQ:JFIN)

Jiayin Group (NASDAQ:JFIN) and MDB Capital (NASDAQ:MDBH) are both small-cap computer and technology companies, but which is the better investment? We will contrast the two businesses based on the strength of their institutional ownership, risk, dividends, profitability, analyst recommendations, earnings and valuation.

Institutional & Insider Ownership

44.1% of Jiayin Group shares are owned by institutional investors. Comparatively, 0.3% of MDB Capital shares are owned by institutional investors. 51.2% of Jiayin Group shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Valuation and Earnings

This table compares Jiayin Group and MDB Capital”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Jiayin Group	$769.99 million	0.44	$182.75 million	$3.35	1.90
MDB Capital	$1.30 million	248.50	-$6.97 million	N/A	N/A

Jiayin Group has higher revenue and earnings than MDB Capital.

Analyst Ratings

This is a summary of recent ratings for Jiayin Group and MDB Capital, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Jiayin Group	0	0	0	0	N/A
MDB Capital	0	0	0	0	N/A

Profitability

This table compares Jiayin Group and MDB Capital’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Jiayin Group	20.00%	49.78%	22.46%
MDB Capital	N/A	-56.19%	-48.57%

Summary

Jiayin Group beats MDB Capital on 7 of the 8 factors compared between the two stocks.

About Jiayin Group

Jiayin Group Inc., together with its subsidiaries, provides online consumer finance services in the People's Republic of China. The company operates a fintech platform that facilitates connections between individual borrowers and financial institutions. It also offers referral services for investment products offered by the financial service providers; and technology development and services, as well as guarantee services. The company was founded in 2011 and is headquartered in Shanghai, the People's Republic of China. Jiayin Group Inc. operates as a subsidiary of New Dream Capital Holdings Limited.

About MDB Capital

MDB Capital Holdings, LLC, through its subsidiaries, primarily operates as a broker-dealer. The company operates through two segments, Broker Dealer & Intellectual Property Service, and Technology Development. The Broker Dealer & Intellectual Property Service segment operates as a full-service broker dealer that focuses on conducting private and public securities offerings, as well as providing research services for investment banking due diligence. The Technology Development segment engages in the synthetic biology technology development business. The company was founded in 1997 and is based in Addison, Texas.