nCino (NASDAQ:NCNO) Updates Q4 2025 Earnings Guidance

nCino (NASDAQ:NCNO) updated its fourth quarter 2025 earnings guidance on Monday. The company provided earnings per share (EPS) guidance of 0.180-0.190 for the period, compared to the consensus estimate of 0.180. The company issued revenue guidance of $139.5 million-$141.5 million, compared to the consensus revenue estimate of $140.8 million. nCino also updated its FY 2025 guidance to 0.720-0.730 EPS.

nCino Trading Down 3.4 %

nCino stock opened at $32.85 on Tuesday. nCino has a 1-year low of $28.09 and a 1-year high of $43.20. The company has a debt-to-equity ratio of 0.20, a current ratio of 1.95 and a quick ratio of 1.95. The business has a fifty day moving average price of $35.40 and a 200-day moving average price of $34.56.

Analyst Upgrades and Downgrades

A number of brokerages have recently commented on NCNO. Barclays upgraded shares of nCino from an “equal weight” rating to an “overweight” rating and set a $44.00 price target for the company in a report on Monday, January 6th. Piper Sandler reissued a “neutral” rating and set a $38.00 price objective on shares of nCino in a research report on Thursday, December 5th. Macquarie raised their target price on nCino from $40.00 to $43.00 and gave the stock an “outperform” rating in a research report on Friday, December 6th. Stephens boosted their target price on nCino from $35.00 to $38.00 and gave the stock an “equal weight” rating in a research report on Thursday, December 5th. Finally, Keefe, Bruyette & Woods increased their price objective on shares of nCino from $41.00 to $49.00 and gave the company an “outperform” rating in a research report on Monday, December 2nd. Four analysts have rated the stock with a hold rating and eleven have given a buy rating to the company. According to MarketBeat, nCino has a consensus rating of “Moderate Buy” and a consensus price target of $42.50.

Insider Buying and Selling at nCino

In related news, Director Jeff Horing sold 1,167,424 shares of the company’s stock in a transaction on Wednesday, December 11th. The stock was sold at an average price of $36.69, for a total value of $42,832,786.56. Following the transaction, the director now directly owns 9,790,001 shares of the company’s stock, valued at $359,195,136.69. This represents a 10.65 % decrease in their position. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available at this hyperlink. Over the last quarter, insiders have sold 6,238,084 shares of company stock worth $224,795,630. 28.40% of the stock is currently owned by company insiders.

About nCino

nCino, Inc, a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System connects financial institution employees, clients and third parties on a single cloud-based platform which include client onboarding, deposit account opening, loan origination, end-to-end mortgage suite, and powerful ecosystem.